Blog
Should You Consider A QCD for Your RMD in 2026?
Would saving taxes in an efficient way be worth investigating? If your answer is yes, you may want to consider a QCD for your RMD. If you are charitably inclined and would like to reduce your taxes, please read on.
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Avoiding Multiple Beneficiary Conflicts
The IRA beneficiary form, created decades earlier, did not adequately deal with beneficiary designations. Under the IRA custodian’s rules, all of the money in the account went to Amy; nothing went to Beth’s two children, who were young adul
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Action Plan for Young Investors
From the moment you start your career, you should invest a portion of each paycheck toward your future.
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Milestone Birthdays in Our Planning Process
Age 50 - Allows for annual catch-up contributions to your IRAs and qualified retirement plans going Age 55 - Allows for distributions from some 401(k) and 403(b) Plans without incurring the 10% penalty if you lose or leave your Other...
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Inheriting an IRA From Your Parent?
Non-Eligible Designated Beneficiaries (NEDB) Ten-Year Rule Distribution Option Separate from any Required Minimum Distributions (RMDs), if the beneficiary wishes to spread the tax ramifications as evenly as possible over the ten year...
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Long-Term Investing and Risk in Retirement
What is Long-Term Investing? If you or your spouse are age 65 today, chances are one of you will live to age 90. That makes you a Long-Term Investor. Unless you have more investment assets saved than you will ever need, your portfolio...
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Current Uniform Lifetime Table for Required Minimum Distributions (RMDs)
Current Year RMD Amount Calculation = December 31 prior year IRA account balance divided by the factor for the current year. Consult with your professional advisors before acting on any of the information provided.
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