Non-Eligible Designated Beneficiaries (NEDB) Ten-Year Rule Distribution Option
Separate from any Required Minimum Distributions (RMDs), if the beneficiary wishes to spread the tax ramifications as evenly as possible over the ten year period, consider using the percentages below.
Distribution % for each year
Year One, | 10% |
Year Two, | 11% |
Year Three, | 13% |
Year Four, | 14% |
Year Five, | 17% |
Year Six, | 20% |
Year Seven, | 25% |
Year Eight, | 33% |
Year Nine, | 50% |
Year Ten, | 100% |
The material presented is for general information only and not intended to provide specific advice for any individual.