Initial Meeting and Detailed Discovery
We begin with an introductory meeting to introduce you to our investment approach and methodology. We listen carefully to your financial aspirations and discuss whether The Advisory Group is the right fit for you. If we both agree, we move to a detailed discovery session where we delve into your retirement income needs, time horizon, current investments, and investment history. We also review your estate planning goals, insurance coverage, and any other relevant factors such as education or business succession planning. You'll complete Investment Risk Tolerance questionnaires, and we'll answer any questions you have.
Retirement Roadmap and Personalized Program
Using the information gathered, we create a realistic retirement scenario with sophisticated planning software. This "retirement roadmap" provides a clear, honest picture of your financial future, including base assumptions and how changes could affect your plan. Based on this roadmap, we will prepare and explain a thoroughly researched, personalized investment program tailored to your unique needs and focused on long-term growth and stability.
Plan Implementation and Ongoing Management
With your approval, we implement your plan and guide you through any recommended changes. Our team ensures all details are handled smoothly and to your satisfaction. Once your plan is in place, we provide ongoing management, continually monitoring your accounts, making tactical adjustments as needed, and offering regular performance reports. You'll have online access to your accounts and receive periodic updates and commentaries. We are always available to discuss significant life changes or regulatory updates and make necessary adjustments to your plan.